The women of the group Djiguisseme are on their 21st solidarity loan, which will be used to purchase some grains, clothing, and condiments and rice for catering.
The second person from the right in the photo is called Djeneba. She intends to use the money to purchase 12 lengths of Wax cloth and 15 lengths of damask that will be sold retail to customers paying cash at the market and at the house.
She envisions making an average weekly profit of 20,000 francs CFA, which makes 80,000 francs a month. This profit will be used to open a store, and some of it will be reinvested in the business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de céréales, des habillements, de condiments, et de la restauration.
Les femmes du groupe Djiguisseme sont à leurs vingt unième prêts solidaires qui sera utilisé pour acheter des céréales, l’habillement les condiments du riz pour la restauration.
La deuxième personne à partir de la droite s’appelle Djeneba. Elle compte acheter avec son argent , 12 pagnes wax et 15 pagnes Bazin qui seront vendus à ses clientes au marché et à domicile, en détail et au comptant.
Elle envisage réaliser un bénéfice moyen par semaine de 20 000FCFA ce qui fait 80.000FCFA par mois. Ce bénéfice sera utilisé pour ouvrir boutique et une partie sera réinvestie dans l’activité.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid