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Mahmadrajab is a positive and hardworking man of 45. He is married and has four children. He lives with his family in a mountainous region. The two older children are grown and live separately with their own families. But they take care of their parents and help them financially. The two other children are in school and help their parents around the house and in their work.

For 15 years already, Mahmadrajab has been involved in the fattening and slaughter of cattle. This is his main activity, which brings him a good steady income. Mahmadrajab buys calves in the market for a low price, then grows and fattens them, then resells them at a higher price.

His wife helps him with this work. She takes care of the cattle and sells milk obtained from the cattle. She also produces from the milk yogurt products for sale. They work hard in order to become financially successful and to generate a steady income for the family.

Now, Mahmadrajab wishes to expand the number of his cattle and to maximize his business. For this, he turned to Arvand and wants to get a loan to buy cattle. He thanks Arvand in advance for the financial support.
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Махмадраджаб позитивный и трудолюбивый мужчина в возрасте 45 лет. Он женат и имеет 4 детей. Со своей семьей он живет в горном районе. Двое старших детей уже взрослые и живут отдельно со своими семьями. Но они заботятся о своих родителях и помогают им финансово. Двое других детей учатся в школе и помогают родителям по дому и в их бизнесе. Махмадраджаб вот уже как 15 лет занимается откармливанием и убоем скота. Это является его основной деятельностью, которая приносит ему постоянный хороший доход. Махмадраджаб покупает телят на рынке за низкую цену, затем выращивает, откармливает их и перепродает за более высокую цену. В этом деле ему также помогает супруга. Она ухаживает за скотом и продает молоко, полученное от этого скота. Также из полученного молока она изготавливает кисломолочные продукты для продажи. Они упорно трудятся, чтобы стать финансово успешными и произвести устойчивый доход для своей семьи. Сейчас Махмадраджаб желает увеличить количество своего скота и максимально расширить свой бизнес. Для этого он обратился в Арванд и хочет получить кредит для покупки скота. Он заранее выражает свою благодарность Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 224
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Mahmadragab to buy cattle.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 2, 2013
Currency Exchange Loss:
Sep 1, 2013