Maa Jagat Janani Self Help Group
One of them is Satyabhama, who was selected as the president of Maa Jagat Janani Self Help Group. The lady standing fifth from right side in the photo is Satyabhama.
Satyabhama is 47 years old and is staying with her husband and her two children who are in schooling. She hopes to see them as successful persons in their lives. She has a few acres of land in her village and she is using her land in vegetable and paddy cultivation. Her husband is supporting her in this activity.
She and her group have requested a loan of 126,000 INR. Her portion will help her to purchase the required resources for vegetable cultivation -- vegetable plants, seeds, fertilizers, and insecticides -- and to cover operational expenses like labour charges.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
About People's Forum
People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!