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Nirmaladevi Self Help Group
In this Group: Rasmi, Jhuna, Sabitri, Rubirani, Sukanti, Khulana, Runarani, Sukanti, Ulas, Tunalata
Rasmi is 27 years old, married and has one child. She lives in the village of Balipatna in Odisha, India. Rasmi is a housewife who is very happy and responsible. She alternates her household activities with her work in her business.

She has a business of growing vegetables and rice and selling them in the market of the Khurda district of Odisha. She already has had this business for three years, and it is going very well.

At this time, Rasmi is requesting a loan to buy fertilizers, seeds and new and advanced tools for farming. She says that this will help her in strengthening the business and responding to client demand.

Nirmaladevi Self Help Group is made up of neighbours and friends. The members of the group have selected Rasmi as their president. The lady sitting second from right hand side in the first row in the photo is Rasmi. The common goal of the group is to increase their business activity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 17
    View loans »
    India Loans Fundraising
  • $6,744,425
    Funds lent in using Kiva
  • 59.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Nirmaladevi Self Help Group's $2,375 loan helped a member to purchase fertilizers, seeds and new and advanced tools for farming.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2013
Aug 2, 2013
Currency Exchange Loss: