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Ikhlas is a conservative person who prefers not to have her photo published online, so her husband appears in the photo while he was working in his bakery.

Ikhlas is a 21-year-old married woman from Beit Lahia near Jabalia city. Her husband works in a bakery he owns. It has been working for two years. His bakery is very profitable but needs to be improved because he still works with a very old oven and machines.

Ikhlas took a loan from FATEN. This loan will help Ikhlas's husband to buy a new dough-making machine and wood for the oven. This will improve his business and make it more profitable.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 85
    View loans »
    Palestine Loans Fundraising
  • $14,477,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ikhlas to buy a new dough-making machine and wood for the oven.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Aug 1, 2013
Currency Exchange Loss:
Aug 17, 2015