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Sao is 32 years old, married and the father of two children, one of whom just enrolled in school. Being an income provider of the family, he works hard in his career providing transportation services. He owns a motorcycle, which is attached to a trailer so he can charge more from his clients than other Tuk Tuk drivers charge. He has been in this occupation for almost six years.

Sao is requesting a loan of 1,500 US dollars to pay construction laborers, and buy some materials to fix his house. Through the help of the loan, he will be able to renovate his house properly for his family members to live in.

He promises to pay back the loan in full, and hopes to have the next opportunity to improve his living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 230
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Sao to pay construction laborers and buy some materials to fix his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 1, 2013
Currency Exchange Loss:
Feb 19, 2014