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Umbelina lives in a town with her family; she takes care of two chickens, one pig, and her garden.

Umbelina opened a kiosk in 2009 with her own working capital, and she generates a good income from selling stock at her store.

A $1,000 loan has been offered to Umbelina to improve her business. She will use the loan to buy stock to keep in her store, like wood-cutting tools, ogre, wood, and a quests machine (bandsaw).

She has been thinking of running a big business after years of involving herself in her existing business.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,575,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Umbelina to buy wood cutting tools, ogre, wood, quests machine/bandsaw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Jul 31, 2013
Currency Exchange Loss:
Aug 17, 2014