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Alisa is from Ashotavan village of Syuniq region, where she lives with her husband and school-aged son. The region where the family lives is famous for its severe climate, so locals here are mostly involved in cattle breeding and some land cultivation. Alisa has been involved in agriculture for many years. She raises cattle, keeps five colonies of bees, and cultivates several kinds of fruits and vegetables (potato, apple, plum, and pear). Alisa's only income comes from agriculture, so the farming business is very important for her and her family.

Now, this hardworking woman with a great credit history behind her is requesting a loan. She needs the loan for purchasing 10 colonies of bees, some calves, and fuel for transporting the harvest to the market. Alisa wants to increase the production of honey, and for that she needs to increase the number of bee colonies. Implementation of these goals is very important, for her to enlarge her farm and make her family's life better.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Alisa to pay for 10 colonies of bees, some calves, and fuel for transporting the harvest to the market.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 31, 2013
Currency Exchange Loss:
Aug 17, 2014