A loan of $1,900 helped a member to buy items to resell by hawking, including body and hair creams, diapers, and fruit drinks.


Koshie's Group's story

This group has three members and is led by Koshie, as its representative. The businesses that the members of this group are engaged in include selling groceries and cosmetics. They will need a total amount of GHS 3900 to expand their businesses. The loan will benefit this group of micro-businesswomen, of which Koshie is a member.

Koshie says that she joined ID-Ghana four years ago and became a founding member of this group. This is her second loan request to Kiva, and fifth loan cycle with ID-Ghana. Koshie is standing in the middle in the photograph.

She currently has a business selling provisions and cosmetics. She started this business three years ago, on her own initiative. Before that, she was selling jeans. Koshie will use her part of this loan, GHS 1500, to increase her capital. She will buy items from the market, including body cream, hair cream, baby Pampers, and fruit drinks. She will sell them, by hawking to her customers. This work allows her to make an income for her family. Koshie is 30 years old, single, and has three children. When asked what she likes about ID-Ghana, Koshie replied that she likes the health insurance services and the training sessions. She says her loans have made it possible to take care of her children and her needs, by saving part of her profits and reinvestment of the other part, in her business.

In this group: Grace , Koshie , Fuastina
*not pictured



Loan details


Lenders and lending teams




Loan details