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Elnura is 28 years old, married, and has two children (1 daughter and 1 son). She has a higher education and works as a teacher in a local school. Her husband works in the police. For additional income, Elnura has been engaged since 2008 in agriculture, raising livestock, and arable farming, starting the business with a sum of 5,000 som (KGS). Monthly income from the livestock is 7,000 som (KGS). Through the hard work of Elnura, today she has on her farm a dairy cow. Similarly, she has 0.30 hectares of irrigated land on which she plants wheat every year.

With the aim of further developing her business, Elnura turned to Bai-Tushum and Partners for a loan of 40,000 som (KGS) to buy steers for fattening and resale.

Elnura plans to invest income from the loan to further expand her count of livestock, and in this way in the future to build a new home.
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Эльнуре 28 лет, замужем, имеет 2 детей (1 дочь и 1 сын). Образование-высшее, работает преподавателем в местной школе, супруг работает в милиции. В целях дополнительных доходов Элнура с 2008 года занимается сельским хозяйством- животноводством и полеводством, начав этот бизнес с суммы 5,000 сом (KGS). Ежемесячный доход от животноводства составляет 7,000 сом (KGS). Благодаря упорному труду Элнуры, на сегодняшний день она имеет в хозяйстве: 1 дойную корову. Также в наличии имеет 0,30 ГА поливной земли, на которой она ежегодно сажает пшеницу. В целях дальнейшего развития своего бизнеса, Элнура обратилась в «Бай-Тушум и Партнеры» за кредитом в сумме 40 000 сом (KGS) на покупку телят для откорма и перепродажи. Доходы от кредита Элнура планирует вложить в дальнейшее увеличение количества скота, а также в будущем хочет построить новый дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Elnura to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 2, 2013
Currency Exchange Loss:
Aug 17, 2014