Update on SaidalySaidaly was born in 1958. He is married and has three children. His elder son and daughter have families and they live separately from him. Saidaly lives with his wife and younger son.
For more than ten years, Saidaly has been working in a high school for gifted children. From 2002 to the present day, he has worked as vice principal of the school. Saidaly is a very kind and strict father and grandfather to the family. He takes care of the family and spends his salary to support them. He lives in three-room apartment. A few years ago, he bought land and began construction of a home.
The first loan he received was to finish the painting work, as well as for the installation of windows and doors. He is requesting this loan for the installation of iron gates and the purchase of slate. He is asking for a loan of USD $3,000.
Previous Loan DetailsSaidaly is a married man and has three children. His daughter and oldest son are adults and live separately from the parents. Currently, Saidaly lives with his wife and their youngest son. Saidaly's wife, Chamilya, is a history teacher at a school. Saidaly has been working as an assistant dir... More from Saidaly's previous loan »
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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- Repayment Term
- 26 months (Additional Information)
- Repayment Schedule
- Jul 9, 2013
- Aug 2, 2013
- Currency Exchange Loss:
- Sep 1, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.