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Fatmir is a 35-year-old married father of two children, ages 6 and 2 . He is requesting a loan to build a stable for his goats.

He loves the animal husbandry activity, and specifically that of the goats. Quoted below is the conversation between him and the loan officer:
“I started this activity almost ten years ago; I find so much joy even by looking at the goats and their babies. They are hard to manage, though, because they are very fast at moving, they basically run. But running after them, it keeps me fit too. I also enjoy making the cheese out of their milk that is very healthy, without much fat and cholesterol. So many people nowadays prefer such kind of cheese versus the cow or sheep one.”

Fatmir is requesting a loan for the first time to buy fodder for his goats.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 106.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,375 helped Fatmir to buy fodder for the goats.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 1, 2013
Currency Exchange Loss:
Feb 22, 2016