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Khojmahmad lives in the Rasulov region of Khujand, which is located in the Sogdian Oblast in the north of Tajikistan. Khojmahmad is 54 years old and he is married with a large family. He is the father of seven children - six daughters and one son. He has a higher education and for a few years he has worked in a government office of his district, a "djamoat" (from the Arabic "djamaa" - society, group, community). Every village in the region has a djamoat (smaller regions), and the djamoats are in the villages.

Khojmahmad is also involved in agricultural work. He has a private farm, a "dekhkanskoe," where his wife helps him grow his crops. A dekhkanskoe is a small, individual or collective private farm on which a few people work and where the main crops grown are cotton, wheat or vegetables - these occupy about 60% of the irrigated land in Tajikistan.

Khojmahmad combines his work at the djamoat with his agricultural work. Neither one are enough to feed his whole family. He has been involved in farming for more than 20 years. He learned all about it from his father. Khojmahmad is asking for a loan to buy mineral fertilizer so he can receive a rich harvest.
View original language description ↓
Хочмахмад проживает в районе Ч. Расулова города Худжанд, который расположен в Согдийской области (в севере) Таджикистана. Хочмахмад женатый мужчина. Ему 54 года. У него большая семья. Он является отцом семерых детей, у него 6 дочерей и сын. Хочмахмад имеет высшее образование. Вот уже несколько лет работает в джамоате (в правительственном учреждении района).
Джамоат (от арабского «джамаа» — общество, коллектив, община). В каждом районах сельской местности есть джамоаты (небольшие районы), в джамоатах сёла.
Еще Хочмахмад занимается посевом сельскохозяйственных культур. У него имеется дехканское хозяйство, где его жена помогает ему выращивать сельскохозяйственные культуры.
Дехканское хозяйство это небольшое индивидуальное или коллективное частное хозяйство в котором работают несколько людей и где в основном выращивают хлопок, пшеницу или овощи - которые занимают 60% орошаемых земель в Таджикистане.
Хочмахмад совмещает работу в джамоате и растениеводство. Одной работой он не сможет прокормить свою семью. Растениеводством он занимается более двадцати лет. Этому виду деятельности он научился у своего покойного отца.
Хочмахмад берет кредит для приобретения минеральных удобрений, чтобы получить богатый урожай.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,098,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khojmahmad to buy mineral fertilizer to receive a rich harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 2, 2013
Currency Exchange Loss:
Aug 17, 2014