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Ramon is married with 3 children; he is 53 years old and lives in Poblacion, Titay, Zamboanga Sibugay.

Ramon owns and operates his big store to earn a living, and had this business for 12 years. Each month, he earns 20,000 doing this type of business.

He has requested a loan of 50,000 for additional capital to buy more groceries.

Ramon has been a member of PMPC for two years.

In the future, Ramon hopes to expand his business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 409
    View loans »
    Philippines Loans Fundraising
  • $66,089,900
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ramon for additional capital to buy more groceries to sell to gain a higher profit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 30, 2013
Currency Exchange Loss:
Jan 17, 2014