A loan of $1,050 helped service his taxi and make improvements to his mobile disco equipment.

Rafael Alberto's story

Rafael Alberto is married with two young children. He lives in Chinandega where he runs a taxi service. He has regular customers whom he drives on private trips as well as occasional clients. He also has a mobile disco business and runs karaoke events with mariachis.

Rafael started his business as a young man driving a relative's vehicle, and with the income from this venture he eventually managed to buy a vehicle of his own. He begins his working day very early at 4am and finishes work around 2pm, so he works 9 to 10 hours daily sometimes in the heat of the day and sometimes in the cold of the night time. In this way he earns money to support his household.

One of Rafael's dreams is to improve his taxi service for his customers; he also wishes to improve his standard of living so that he provide a better future and the possibility of good jobs for his children. The goal of this loan is to make improvements to his vehicle and his mobile disco equipment.

Translated from Spanish by Kiva volunteer Jane A

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