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Karen Masiel
Karen is a successful micro-business woman. Her business is a unisex hair salon that she has had for three years. She is 25, married and has a 4 year old son. Her husband and one assistant help her with the business. She will invest the loan in making some improvements on the business locale such as the front gate, putting in a tile floor, buying a large wall mirror, and replacing some materials.
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Karen es una microempresaria de éxito su negocio es la de una barbería unisex desde hace tres años, su edad es de 25 años, casada y con un hijo de 4 años. su negocio la apoya su esposo y una ayudante, el crédito lo invertirá en la compra en hacer unas mejoras al local del negocio como es el enverjar adelante, poner cerámica en el piso, comprar un espejo de pared grande y material de reposición.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Karen Masiel to invest in making improvements on her locale, such as the front gate, putting in a tile floor, buying a large wall mirror and also to replace materials such as hair gel, peroxide, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Aug 17, 2013
Currency Exchange Loss:
Apr 16, 2014