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Umaña Group
In this Group: Juanita Del Carmen, Yahaira Del Carmen, Soledad
This group is made up of three successful entrepreneurial women. One of them is Soledad. She is single, 45 years old, and has a 23 year old sdaughter. Her business is a grocery store that she started one year ago. Her daughter works at the business, attending to customers. this loan will be used to purchase grains such as rice, cooking oil, beans, sugar, beef, chicken, folk remedies, bread, sweet bread, sour cream, dairy products vegetables, legumes, etc. Juanita is another member of the group. She is 28 years old and has a grocery store. Yahaira is 22 years old and she sells clothing and beauty products.
View original language description ↓
Este grupo está formado por tres socias emprendedoras de éxito una de ellas es Soledad, mujer soltera, tiene 45 años de edad, con una hija de 23 años de edad , su negocio es una pulpería con un año de iniciado su negocio, su hija es la que despacha y atiende el negocio, su crédito lo invertirá en la compra de granos como arroz, aceite, frijoles, azúcar, carne de res, carne de pollo, sal, medicamentos populares, pan simple, pan dulce, cremas acida, productos lácteos, vegetales, legumbres, etc. Juanita es otra socia tiene 28 años y su negocio es una pulpería y Yahaira tiene 22 años y su negocio es la venta de ropa y productos de bellezas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Umaña Group's $875 loan helped a member to purchase grains such as rice, beans, sugar, cooking oil, beef, chicken, salt, folk remedies, bread, sweet bread, sour cream, dairy products, vegetables, legumes, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Aug 17, 2013
Currency Exchange Loss:
Jan 18, 2014