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Joffre Jose
Joffre is 37 years old, single, and does not have children. He lives with his parents in the Mina de Piedra precinct, which is in the Ventanas canton in the Los Ríos province.

He belongs to the "30 de Noviembre" (November 30th) solidarity group, which is located in the Mina de Piedra precinct in the Ventanas canton.

He works in agriculture and livestock. Joffree makes a living by growing corn and raising farm animals like chickens, and he is beginning to work with pigs.

He will invest the loan in: fertilizers, manure, and seeds, as well as food and grain for his animals. He makes his purchases in the city of Ventanas. His dream is to buy land to continue to work.
View original language description ↓
Joffre tiene 37 años de edad de estado civil Soltero no tiene hijos vive con los padres en el Recinto Mina de Piedra perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla 30 DE NOVIEMBRE se encuentra ubicada el recinto MINA DE PIEDRA perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Joffre se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y cerdos esta empezando a trabajar.

El credito lo solicita para invertir en: fertilizantes, abonos y semillas, además balanceado y cereales para los animales. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar terreno para seguir trabajando.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Joffre Jose fertilizer, manure, and seeds, as well as food and grain for his animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 25, 2013
Jul 26, 2013
Currency Exchange Loss:
Jan 19, 2014