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"lily" Guillermina
Guillermina, “Lily”, has always dreamed of opening a retail location in her hometown of San Rafael. Lily’s passion for fashion led her to establish an online store for women’s clothing four years ago. She also sold at the farmers’ market, and the response was so positive that Lily was inspired to pursue her dream, opening a boutique in San Rafael just last year. Lilyluv Boutique is stocked with trendy, edgy clothing and accessories for young women and is committed to modest pricing, the only store of its kind in Marin County.

The biggest challenge to opening Lilyluv Boutique was getting funded. Lily used all of her own savings to establish the business. When denied for a conventional bank loan, Lily felt that she was not taken seriously because she is a young woman. The discouragement did not hamper Lily; her determination to prove to herself that she could be successful, as well as a Kiva loan from Working Solutions, propelled her forward. She hopes her boutique inspires other young women to “follow their dreams, follow their passions” despite the odds against them.

This loan will enable Lily to purchase the inventory she needs to grow the boutique and online store, purchase store furniture, and further promote her business.

For more information on Lilyluv, visit the website at, the Facebook page at, or on Instagram at

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO(California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Working Solutions

Working Solutions is a nonprofit organization committed to serving new and existing businesses in the San Francisco Bay Area by providing microloans, technical assistance, referrals for local resources, and educational workshops on access to capital.

Kiva is helping Working Solutions to bring domestic microfinance to the next level of development in the Bay Area. With Kiva lenders’ help, Working Solutions will be able to expand its lending program to a larger group of borrowers and begin accepting applicants that would have otherwise not been served due to funding constraints.

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $10,000 helped "lily" Guillermina to purchase inventory and furniture and promote her business.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 29, 2013
Currency Exchange Loss:
Aug 28, 2013