A loan of $4,100 helped a member to have working capital and stock her store with products like rice, beans, sugar, bread, milk, eggs, detergents, oil, soap and matches.


Fe Y Esperanza Group's story

The Fe y Esperanza (Faith and Hope) communal bank is made up of 12 members, all of whom are single mothers with 20 children under their care. They are natives of Malpaisillo, a place located in the northern region of the country. The members are described as hardworking, responsible and ambitious women who have fought to get ahead in life so their children can have a better future. Sadly, none of them were able to go to school because of a lack of resources, and they had to work from an early age. The coordinator for the community bank is Cándida Rosa, who makes a living running a convenience store out of her home, selling small quantities of products such as rice, beans, sugar, bread, eggs, detergents, oil, soap and matches. She takes a lot of pleasure out of her work, and she dedicates 12 hours a day to the business. She plans to use the loan to increase her working capital and stock her store with products so that in the not-too-distant future she can earn more income. The community bank is grateful for the help that Kiva's lenders provide to people with few resources in poor countries like Nicaragua so that they can have a better life.

In this group: Candida Rosa, Heyling Del Pilar, Magali Mercedes, Elieth Maria, Maria Mercedes, Rosa Emilia, Gloria Isabel, Mariela Mercedes, Maria Candelaria, Yudis Dayana, Maria Del Socorro, Dominga De Jesus
*not pictured

Translated from Spanish by Kiva volunteer Marty Greenstein



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