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Davit is from Sariar village of Shirak region, where he lives with his wife and son (both shown in the photo). Together with his family, Davit has been involved in agriculture for many years. He breeds cattle and cultivates wheat and barley. His wife uses the gathered milk to produce cheese, and Davit and his son sell that cheese locally. To tackle financial hardships, Davit from time to time also works as a driver and tries to gather more income for the family.

Now this hard-working man, with a good credit history behind him, has requested this loan. The loan is important for him to purchase seeds, forage for feeding the livestock and fuel for transporting the gathered harvest and cheese to the market. Davit needs this loan in order to enlarge his farm and make it profitable.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $16,777,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Davit to pay for seeds, livestock feed and fuel for transporting his products to market.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 29, 2013
Currency Exchange Loss:
Oct 17, 2014