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Susanta is a 24-year-old physically challenged person living with his parents and his elder brother. He has a variety shop in his village. He has ten years of experience in this business. His brother assists him in purchasing the goods for his shop. He sells betel, biscuits and wafers, spices, lentils, and cooking oil, and earns 5,000 INR per month from this business.

There is another betel shop in his village to compete with this shop. The total population of this village is 700, and the people depend on these two shops for their household goods. Susanta is not able to reach the growing demand in the present scenario.

He wants to purchase more stock and a variety of spices, oil, and personal care merchandise like shampoos, detergents, and toothpaste than he is selling right now. He also wants to purchase more variety of chocolates and wafers. He has requested a loan of 20,000 INR to add to his shop some more stock of what he sells.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 3
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 59.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Susanta to purchase shampoos, detergents, toothpaste, oil, spices and other household consumables for his variety shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 19, 2013
Jul 29, 2013
Currency Exchange Loss: