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Wilson is 35 years old, married with four children. He is an agriculturalist who majors in cattle fattening in his region and owns 100 cows of which 40 are for diary and 60 are for beef. He has managed to look after his family and also help paying school fees for his young brother, the responsibility he took over after realizing at the age of his parents they could not manage to raise the necessary support. Wilson is applying for a loan of 2,000,000 UGX to buy materials to finish up his house and be able to have a decent living together with his increasing family.

Wilson’s major challenge is the poor housing condition at the moment for his four children. Wilson lacks a decent house. “My grass thatched house can’t accommodate my increasing family members. Given 2,000,000 UGX, I will be able to finish my house and live a happy life," says Wilson.

His dream is to own one of the largest farms in his region, producing 300 liters of milk a day. Wilson is an honest and a hardworking man.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,584.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Wilson to buy building materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 28, 2013
Currency Exchange Loss:
Jun 17, 2014