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Kouser is a 57-year-old, married woman, residing in the town of Lahore, Pakistan. She has a husband, four daughters, and two sons. Her husband is involved in a tailoring business, in which he provides services of stitching clothes for his customers. He is very expert in his profession, and people like his stitched clothes a lot.

Kouser's husband has hired a new worker for his shop, due to the burden of work. He needs a sewing machine for the new worker's use. Kouser requested a loan of Rs. 25,000 from Kiva’s field partner, BRAC Pakistan, so that her husband could buy the new machine for his employee's use. Kousar hopes that the new worker will work efficiently, and this will cause an increase in her family's income, and their savings, as well.

Kouser is very glad after taking this loan, and very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 100.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Kouser to buy a sewing machine for use by her husband's new employee, at the tailoring shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 28, 2013
Currency Exchange Loss:
May 17, 2014