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Muzaffer is an experienced farmer living in a rural village called Nisiri Khusrav. He is 43 years old, married and has children, of which there are seven. Muzaffer rents 2.5 hectares of land on which he grows vine crops, cotton and wheat. He has been farming for seven years. His wife and one of his sons helps him with the business. His oldest son is a migrant worker in a nearby country. The rest of the children are in school. Muzaffer must fertilize his crops to have a quality melon harvest. He's asking for a loan to buy the fertilizer and fuel. His future goals including buying land and expanding his business.
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Музаффар является опытным земледельцем, проживающим в селе района Носири Хусрав. Ему 43 года. Он женат и является многодетным отцом. У него семеро детей. Музаффар арендует 2,5 га участка земли, на котором выращивает бахчевую культуру, хлопок и пшеницу. Он занимается земледелием уже 7 лет. Ему в деятельности помогает жена и один сын. Старший сын находится на заработках за пределами страны. Остальные дети школьники.
Музаффару сейчас необходимо обработать землю минеральными удобрениями, чтобы получить хороший качественный урожай арбуза и дыни. Он просит кредит для приобретения минеральных удобрений и топлива.
Его цель на будущее - приобретение земли и расширение деятельности.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 252
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Muzaffar to buy mineral fertilizers and fuel for his melon harvest.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Jul 30, 2013
Currency Exchange Loss:
Nov 17, 2014