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Jemelyn is 31 years old, married, and has three children, two of whom are in school. Jemelyn works hard to provide for her family. She runs a business buying and selling dry goods in the Philippines and has applied for a PHP 10,000 loan through NWTF to buy additional dry goods to sell. Jemelyn has borrowed and repaid 19 NWTF loans before this loan. She has been running the dry goods business for 10 years, and she earns additional income from pig fattening and from farming vegetables. Jemelyn aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 404
    View loans »
    Philippines Loans Fundraising
  • $70,824,450
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Jemelyn to buy additional dry goods to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 28, 2013
Currency Exchange Loss:
Feb 17, 2014