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Milagros is 53 years old and is married to Fernando, a father of three children. Milagros and her family live in the village of Apanay, a simple but peaceful place.

To earn a living, she manages a general store. She has been in this business for 22 years and usually earns about PHP 300 each day.

She needs additional capital to further improve her retailing business. To make this possible, she is asking a loan of PHP 15,000 to buy sacks of rice, condiments, noodles, beverages, assorted breads and canned goods. She hopes that she will able to obtain her desired loan to keep improving her sales.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 308
    View loans »
    Philippines Loans Fundraising
  • $70,616,725
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Milagros to buy sacks of rice, condiments, noodles, beverage, assorted bread and canned goods to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Jul 28, 2013
Currency Exchange Loss:
Jan 23, 2014