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Rafael Antonio
Rafael, 52, lives in his own house. He has worked growing corn and beans for 32 years. This is how he earns his livelihood, an activity he does year to year and the only way he knows of earning a living.

He’s a very hardworking, honest, responsible man. Despite the conditions he lives in which are very humble he does not tire of working.

He’s decided to request a loan to buy the main agricultural supplies: manure, poison for pests, seeds, fertilizer, tools, etc. He hopes to get favorable results because he has no other source of income. He trusts in God that he’ll get an abundant harvest that will make it possible for him to continue bringing daily bread home.
View original language description ↓
Rafael de 52 años de edad vive en casa propia, él se dedica al cultivo de maíz y frijol desde hace 32 años. De esta forma es como se gana la vida, la actividad del cultivo la realiza año con año, y es la única forma que conoce de cómo ganarse la vida. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar. Ha tomado la decisión de solicitar un crédito para comprar los principales insumos agrícolas: abonos, venenos para plagas, semillas, fertilizantes, herramientas, etc. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 526
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rafael Antonio to buy agricultural supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 16, 2013
Jul 25, 2013
Currency Exchange Loss:
Apr 16, 2014