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Morena Cesibel
Morena, 52, has worked selling women’s and men’s clothing for 30 years. She has a large clientele because her merchandise is very good quality and prices are very affordable. She’s also nice, hardworking and responsible. She uses her sales profits to cover some of her household expenses. She lives in her own house with her son.

Morena is requesting a loan to be able to buy more merchandise at wholesale to stock her business and provide better customer service thus earning higher profits to provide better quality for her family.
View original language description ↓
Morena de 52 años de edad se dedica a la venta de ropa para damas y caballeros desde hace 30 años, tiene mucha clientela pues su mercadería es de muy buena calidad y a precios muy cómodos, además es muy amable, trabajadora y responsable, con las ganancias que obtiene de sus ventas logra solventar algunos gastos de su hogar vive en casa propia con su hijo, morena está solicitando un crédito para poder comprar mas mercadería por mayor y así surtir su negocio y poder atender mejor a sus clientes y ella podrá obtener mejores ganancias para darle a su familia una mejor calidad.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 575
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Morena Cesibel to buy more clothes at wholesale.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 25, 2013
Currency Exchange Loss:
Aug 17, 2015