Divinas Fortalezas Group
The loan they’ll take out will benefit small micro businesswomen like Cristina. She indicates that she’s been part of Pro Mujer for four years having joined thanks to an invitation from one of e institution’s promoters that visited her at home. She currently has a business selling jackets and she relates that she learned this business several years ago on her husband’s initiative; he’d been in this line of work since he was an adolescent. Currently they both work in the shop.
The loan she’ll take out now is to increase capital. She will buy fabric at wholesale from supply stores in the city of El Alto and after manufacturing them will sell them in her sales space. This way of working allows her to earn income to support her home as well as possible since she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cristina es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de chamarras; cuenta que este negocio lo aprendió hace varios años atrás por iniciativa de su esposo que trabajo en este rubro desde adolescente, en la actualidad ambos trabajan en el taller.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las tiendas distribuidoras de la Ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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