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Jomayra Josefina
This client is from the city of Portoviejo. She started out with $500 in capital selling to her neighbors. Little by little she requested loans from communal banks to grow to the extent she has to this day. She works alone from Wednesday to Sunday from 10am. She’s in a common law relationship and her spouse is in the same line of work going to the areas in their zone that are farthest from their residence. They have a little boy that will have his second birthday soon and she’s six-month’s pregnant. She needs the loan to buy sheets, awnings and other merchandise for her business.
View original language description ↓
La cliente corresponde a la ciudad de Portoviejo. Empezó con un capital de $ 500, vendiéndole a los vecinos. Poco a poco, fue solicitando crédito a los bancos comunales hasta crecer con su actividad hoy en día. Trabaja sola a de miércoles a domingo desde las 10 am. Se encuentra en estado de unión libre y su conviviente se dedica a la misma actividad, recorriendo sectores más alejandos de su zona de residencia. Tienen un niño que cumpli´rá 2 años proximamente, además de estar embarazada de 6 meses. Necesita el crédito para comprar sábanas, toldos y otra mercadería para su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Jomayra Josefina to buy sheets, awnings and other household goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 25, 2013
Currency Exchange Loss:
Sep 4, 2014