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Utkir is 34 years old. He is calm and hardworking person, living in a village of the Quabadiyon district. He is married and has four children whom he needs to support. Utkir is involved in growing agricultural crops on 0.08 hectares of land. His farm also contains two cows and one bull to meet the needs of the family. Utkir is planning to get involved in an animal husbandry business, specifically in buying and selling cattle, in order to improve the family's financial situation. He has a large barn for keeping livestock and also a starting capital of 2000 somoni (TJS). Utkir is requesting this loan to buy five cows and calves and feed for them. He will be running this business together with his wife. Thanks to the loan, Utkir will have additional income, a part of which he will spend on advancing his business and part on savings for his children's education.
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Уткиру 34 года. Он спокойный и трудолюбивый человек, проживает в селе района Кубадиён. Он женат и имеет четверых детей, которых необходимо обеспечивать. Уткир занимается выращиваем сельскохозяйственной культуры на 0,08 га участке земли. В его домашнем хозяйстве есть две коровы и один бык для нужды семьи.
Чтобы улучшить финансовое положение семьи Уткир собирается заняться животноводческим бизнесом, а именно купле-продажей крупнорогатого скота. У него имеется большой сарай для содержания скота, а также стартовый капитал в размере 2000 сомони (TJS). Уткир просит кредит для закупа 5 голов коров и телят и их корма. Он будет заниматься этим бизнесом вместе с женой.
Благодаря кредиту у Уткира будет дополнительный доход, часть которой он будет тратить на продвижения бизнеса, а часть откладывать на образование детей.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $31,067,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Utkir to buy five cows and calves and livestock feed in order to start a family animal husbandry business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 30, 2013
Currency Exchange Loss:
Dec 17, 2014