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Gulnara is 49 years old, married, and a mother to four children--two sons and two daughters. Her spouse and children help her with her farm. Gulnara has worked with livestock and in agriculture since 2004, having started her business with 20,000 KGS. Her monthly profits are 8,000 KGS. To date she has been able to expand her farming activities, she has her own plot of land (2.80 hectares) where she grows peppers, corn and cabbage. She also has two dairy cows, two calves and 250 sheep. With the goal of further developing her farming, Gulnara turned to the microfinance bank Bai Tushuma and Partners for a loan of 50,000 KGS to buy a calf and fertilizer. She plans to use the income from the loan to increase her herd of cattle and improve her family's well-being.
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Гулнара, 49 лет, замужем, мать четверых детей (2 сына и 2 дочери). Супруг и дети помогают по хозяйству. Гулнара занимается животноводством и полеводством с 2004 года, начав этот бизнес с суммы 20000 сом (KGS). Ежемесячная прибыль 8000 сом (KGS). На сегодняшний день она смогла развить полеводческую деятельность, имеет в собственности земельный надел размером 2,80 ГА, на которой ежегодно выращивает: перец, кукурузу, капусту. Также есть свое хозяйство: 2 дойные коровы, 2 теленка, и 250 овец. В целях дальнейшего развития своего хозяйства и полеводства Гулнара обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 50 000 сом (KGS) на покупку телят, а также удобрений. Доходы от кредита Гулнара планирует направить на увеличение поголовья скота и улучшить благосостояние семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Gulnara to buy a calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Jul 29, 2013
Currency Exchange Loss:
Aug 17, 2014