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Nukravi is a 44 years old and married. She lives with her husband, son and daughter in Vahdat. She has a high school diploma. She is a seamstress by profession and in the last few years she's worked in a studio. Now Nukravi has decided to work for herself and open her own sewing business out of her home. She has already set aside a room for it. Nukravi has start up capital of 2,300 TJS. She is asking for a loan to buy a computerized sewing machine. She will sew two dress a day, an ordinary dress and a dress with embroidery. She says this is a very profitable business. During her time working at the studio, she acquired a number of constant clients who plan on using only her services in the future.
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Нукрави 44-летняя замужняя женщина. Она живет с мужем, сыном и дочерью в городе Вахдат. У нее среднее специальное образование. Она по специальности швея и в последние годы работала в ателье. Теперь Нукрави решила работать на себя и открыть собственный швейный бизнес у себя дома. Она уже отвела отдельную комнату для ведения деятельности. У Нукрави имеется стартовый капитал в размере 2300 TJS. Она обратилась за кредитом, чтобы купить компьютерную швейную машину. Нукрави будет шить в среднем по два платья в день: обычное платье и платье с вышивкой. По ее словам это очень прибыльный бизнес. Она за период работы в ателье приобрела своих постоянных клиентов, которые собираются и в дальнейшем обращаться только к ее услугам.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Nukravi to buy a computerized sewing machine to open a sewing business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Jul 29, 2013
Currency Exchange Loss:
Aug 17, 2014