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Ranogul lives far away from the city in the countryside, where nature is beautiful and peaceful people farm the land and raise livestock. Ranogul has taught kindergarten for more than seven years. She loves her job and intends to continue to work at the school for many years. Her husband is a high-school teacher and earns a small salary. Ranogul and her husband are raising five children. Ranogul has dreamed of repairing their house for many years, so that her children can grow up in a beautiful house like her other neighbors' children. She does not have the money to buy building materials and has asked for a loan of 5,000 somoni to buy cement, wood, and other materials necessary for the renovation. She awaits your kindness and hopes for your support.
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Раногул живет далеко от города, в сельской местности, где природа прекрасная и мирный народ занимается земледелием и скотоводством. Раногул более 7 лет работает в детском садике. Она работает воспитательницей. Раногул любит свою работу и планирует работать в садике еще много лет. Ее муж учитель в средней школе и получает маленькую зарплату. Раногул и ее муж воспитывают 5 детей. Раногул уже много лет мечтает отремонтировать свой дом и чтобы ее дети выросли в красивом доме, как дети других соседей. Она не имеет денег для покупки строительных материалов. Она запрашивает займ на сумму 5000 сомони для покупки цемент, древесина и т.п. для ремонта дома. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ranogul to buy building materials to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 29, 2013
Currency Exchange Loss:
Jun 17, 2014