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Shaken is 63 years old and a widow. Her children are all grown up and self-sufficient. Shaken has a secondary education. She is composed, level-headed and hard working by nature. For the primary source of income for her family, Shaken has practiced animal husbandry for many years now, starting her business with 25,000 som (KGS). Thanks to her hard work, Shaken has on her farm: 5 milk cows, 3 calves, 15 sheep, and also has a 1.72 hectare plot of land on which she grows clover. Her business brings in about 20,000 som (KGS) per month from the sale of milk, dairy products, eggs, and chickens, which serves to cover the cost of food and daily living needs for her family. Remittances from Russia, where Shaken's son and daughter-in-law earn a living, serve as additional income. The profits from Shaken's agricultural business allowed her to marry off her children and help them start their households. For the purpose of the further development of her business, Shaken turned to Microfinance Bank "Bai-Tushum and Partners" for a loan in the amount of 100,000 som (KGS) to buy bulls and sheep. Shaken plans to invest the earnings from this loan in the further expansion of her farm and she would also like to repair her house in the future.
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Шакен 63 года, вдова, дети Шакен уже взрослые и самостоятельные. Шакен имеет среднее образование, по характеру, спокойная, уравновешенная и трудолюбивая. Шакен в качестве основного дохода для своей семьи, уже много лет занимается животноводством, начав этот бизнес с 25,000 сом (KGS). Благодаря упорному труду Шакен в хозяйстве имеется: 5 дойных коров, 3 теленка, 15 овец, а также имеет земельный надел в размере 1,72 ГА, на которой выращивает клевер. Ее деятельность приносит около 20,000 сом (KGS) в месяц, от продажи молока, молочной продукции, яиц и кур, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Дополнительным доходом считаются денежные переводы с России, где на заработках у Шакен находится сын и сноха. Доходы от хозяйства позволили Шакен женить своих детей и обустроить их. В целях дальнейшего развития своего хозяйства, Шакен обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку бычков и овец. Доходы от кредита Шакен планирует вложить в дальнейшее увеличение своего хозяйства, а также, в будущем хочет сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Shaken to buy bulls and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Jul 29, 2013
Currency Exchange Loss:
Aug 17, 2014