A loan of $425 helped to buy a calf.


Melis's story

Melis is 30 years old. He is married and has one son. In the search of a source of income for his family, since 2007 he started raising livestock and growing farm produce. His wife works as a cook in a local school, at a monthly salary of 2,500 KGS. Melis launched his business with the starting capital of 20,000 KGS; at present his farm brings in a monthly revenue of 8,000 KGS. He has two dairy cows and seven sheep as well as a land plot of 3 ha [7.4 acres] where he grows clover and winter wheat. Melis has been reinvesting his revenues in his agricultural business. In order to develop his farm further, Melis has applied to the “Bai Tushum & Partners” microfinance institution for a loan in the amount of 20,000 KGS to buy a calf. Melis plans to use his revenues for increasing his livestock and also improving the life conditions of his family.

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Translated from Russian by Kiva volunteer Katharina S



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