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Octavianus is a student who will study nautical courses on a campus of the Academy Maritime Nusantara. He comes from a small village located on the outskirts of the Kapuas River, the largest river in Kalimantan, precisely Sejiram village, Kapuas Hulu, West Kalimantan. Octavianus is the first of four children whose parents work as rubber farmers. Given that their economic conditions are not enough, Octavianus had no plans for college because of the uncertain income of his parents who have to fund studies for three as Octavianus and his sister are still in school. Octavianus hopes, by obtaining a loan from Kiva, he can continue his studies and his dream to be a professional sailor can be realized in order to make his parents and younger siblings happy Thanks from Octavianus to Kiva lenders who have made it easy for him to achieve a better future.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 94
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 10,078.4
    Indonesia Rupiahs (IDR) = $1 USD