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Valentinus wants to apply for a loan to support his studies for three years at the Academy of Maritime Nusantara. "I, Valentinus, graduated from high school in Kefamenanu. I want to continue my studies, but could not continue my studies due to limited funds. So I had to work to help my parents, because my parents are just laborers. Parental income per month is not fixed. Depending on the crop, sometimes it is not sufficient for the needs of the family. With this situation then my parents have to work regardless of the rain and heat, even in sickness too, my father still works. I hope and want to become a successful ship navigator and professional. I want to see my parents live peacefully and happily carefree in their old days. I am very grateful to Kiva investors, who help finance my study”.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 113
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 10,078.4
    Indonesia Rupiahs (IDR) = $1 USD