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Yovita is a prospective student at the Academy of Maritime Nusantara. She will take the management program in commerce and harbor administration. Yovita wants to become an expert in the field of shipping and administration so she can work in the port. Yovita is the first child of three siblings and comes from East Nusa Tenggara, precisely in the village of Bannae East Nusa Tenggara, which is known as a mountainous area with fertile soil. Her father is a carpenter, whose income depends on the work he gets. Her mother is a primary school teacher near her residence. Yovita hopes to obtain a loan from Kiva investors, so she can finish her education smoothly and can ease the burden on her parents. Yovita is very grateful to Kiva investors who help finance her study.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,759,400
    Funds lent in using Kiva
  • 10,078.4
    Indonesia Rupiahs (IDR) = $1 USD