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Abu H
This is 63-year-old Abu H. He is married and has five children aged 41, 35, 32, 7 and 2 years old. One is a school-going child. In 2003, Abu H. established his business selling assorted items - toilet soap, batteries, touch lights, toothpaste, baby clothes, powder, sugar etc. He began his business because he lost his parents at an early age. His aunt did not continue to pay his school fees so he dropped out of school.

He joined his aunt’s business for some years. A friend gave him some money which he used to start his business. Working 7 days a week and 10 hours a day, he earns about Le 786,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Abu H. requires a loan in order to buy cartons of batteries, toilet soap and bags of sugar. In the future, Abu H. plans to build a house and educate his child. This loan will help to improve the business.

Lack of a shop is his main challenge. He is a hardworking and committed businessman. He thank you for supporting business people in Sierra Leone.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,323.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Abu H to buy cartons of batteries, toilet soap and bags of sugar.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Aug 8, 2013
Currency Exchange Loss:
Feb 17, 2014