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Church St# 4 Group
In this Group: Kausar, Nazia, Shazia
Kausar is a 47-year-old married woman, living in the area of Lahore, Pakistan with her husband and six children.

She wants to take a loan for her elder son; since 2001, he has been learning the work of sewing seat covers for cars. Now he has become expert and has chosen it for his profession. He wants to start his own business of sewing seat covers for cars. He wants to buy a sewing machine, rexene (fabric coated with plastic), thread, and the initial tools, but he has a problem due to low capital and feels compelled to take a loan.

Kausar is a responsible mother; she wants to fulfill the needs of her son at any cost. This is why she requested a loan of Rs.40,000 from Kiva’s field partner, BRAC Pakistan. Her son could buy a sewing machine, rexene, and thread for his own business.

Her desire is that this business gets ahead by day & nights.

Note: Kausar has her hand raised in the photo.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 322
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 100.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Church St# 4 Group's $1,100 loan helped a member to buy rexine (fabric coated with plastic), a sewing machine, and thread for sewing seat covers for cars and motorbikes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 26, 2013
Currency Exchange Loss:
Jun 17, 2014