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Elizabeth was born in the village of Laung, Kapuas Hulu, West Kalimantan. She was the first child of three brothers. Her father is a rubber farmer whose income is uncertain.

Elizabeth wants to go back to school. Her dream is to became expert in shipping and transportation management. Currently, Elizabeth is a prospective student at the Academy of Maritime Nusantara (AMN), in the program of Commercial Shipping and Harbor Management. Elizabeth chose AMN because her parents can not afford tuition and there is a student loan program because there is Kiva. So Elizabeth can achieve her goals without burdening her parents and can provide greater opportunities for younger siblings to attend school.

This program gives great hope for her and her family. They are very happy because Elizabeth can attend lectures and achieve her goals. Elizabeth said, "But the excitement and hope is still dependent on the kindness of all of you. I depend on your generosity to lend me money for school fees. I promise to return it [after] I've graduated and am working. For your generosity, I say thank you."

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 10,150.6
    Indonesia Rupiahs (IDR) = $1 USD