He has always worked in agriculture. Currently, along with his wife, they not only grow plants but also raise and fatten livestock. They currently have a pair of oxen. Due to the low prices offered for their products, they have to look for a way to compensate, so they collect and sell firewood for another small source of income.
They buy their agricultural inputs in another community and bring them home in a truck that they pay for. Pedro's take on the price situation is that inputs are expensive and sales prices are down, but he knows that if he doesn't grow his crops he won't have any way to feed his family next year.
The loan that he requests from the Fundacion Campo is to buy fertilizers, compost, pesticides, and herbicides needed to cultivate 7,000 square meters of corn. With the investment he hopes to be able to sustain his family in the coming year.
He wants to form a cooperative association with other small farmers, so that they can have negotiating power when they sell their products. The buyers impose their prices on them and a large part of the profits ends up in the hands of middlemen, but they have to sell because they are in need. For this reason he thinks of a cooperative as an alternative.
Siempre ha trabajado la agricultura; hoy en día con su esposa además de cultivar se dedican a la crianza y engorde de ganado, en la actualidad cuentan con un par de bueyes, también por el bajo precio que le compran sus productos agrícolas buscan compensar recogiendo y vendiendo leña para obtener pequeños ingresos.
Los insumos agrícolas los compra en una comunidad y los traslada en camión para su casa, este le cobra el transporte. Don pedro analiza la situación de precios: precios elevados en insumos y bajos a la hora de vender sus productos; pero sabe que si no cultiva no tendrá para alimentar a su familia el próximo año.
El préstamo que esta solicitando a Fundación Campo, es para comprar fertilizantes, abono, pesticidas y herbicidas para cultivar 7,000 metros cuadrados de maíz. Con la inversión, esperar tener el sustento de su familia el año venidero.
Él quiere formar una asociación cooperativa, con pequeños agricultores para comercializar y tener poder de negociación en la venta de sus productos, ya que manifiesta que los compradores imponen sus precios y también gran parte de la ganancia queda en manos de intermediarios, y con necesidad hay que vender. Por eso piensa en esa alternativa.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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