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Khalid, who is a proud American citizen now, moved to the Bay Area almost 20 years ago from Yemen. “My biggest dream is to be a successful father to my four children,” Khalid says.

A well-respected taxi driver by clients and fellow drivers alike, Khalid got his start driving taxis and limos 15 years ago after he spotted a beautiful Lincoln Town Car on the street. He wanted to drive the car so badly that he spent two weeks driving nonstop all over the Bay Area to learn every possible limo route, and he’s been driving ever since. Being employed under a cab company has its disadvantages, however, as most of Khalid’s profits are eaten up by the large daily fee his company charges him to drive under their name. Because of this, Khalid is an extremely low income individual and he seeks more financial stability for his children and himself.

By establishing his own taxi business, "Belvedere Tiburon Taxi", Khalid will take advantage of his well-established customer base and increase his profits. He will specialize in rides to the airport, while also providing regular taxi services to residents in Belvedere and Tiburon. He hopes that the business will grow to include other drivers, and that he can increase his income enough to buy a house and send his children to college.

This loan will allow Khalid to purchase a taxi license to establish the enterprise, commercial auto insurance, and car painting with his new logo, as well as provide him with working capital to start his business.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO(California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Working Solutions

Working Solutions is a nonprofit organization committed to serving new and existing businesses in the San Francisco Bay Area by providing microloans, technical assistance, referrals for local resources, and educational workshops on access to capital.

Kiva is helping Working Solutions to bring domestic microfinance to the next level of development in the Bay Area. With Kiva lenders’ help, Working Solutions will be able to expand its lending program to a larger group of borrowers and begin accepting applicants that would have otherwise not been served due to funding constraints.

About United States

  • $54,800
    Average annual income
  • 13
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,000 helped Khalid to purchase a taxi license to help support his family of six.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 25, 2013
Currency Exchange Loss:
Nov 24, 2015