A loan of $3,000 helped to start up a pharmacy on her street.

Opelia's story

Opelia is 22 years old. She is married and has an infant daughter, but she lives with her mother, brother and sister. The family lives in a suburb of the capital city, Tbilisi. There are two employed members in the family: Opelia’s sister, who is working at the local bakery, and her husband, who manufactures furniture. Both of them get a small monthly income, which is not enough for covering the everyday expenses of the six-member family.

To provide more income for the family, Opelia decided to start a new business, and she chose to start a pharmacy. Unfortunately, she lacks the access to capital markets and financial institutions to obtain credit for starting a business, because they require a stable income and business experience. The Start Up program, created by Kiva and Credo, enabled Opelia to get a loan of 3,000 USD and start her business. With the received loan, she will purchase medicines, baby food products, and other products, and start a pharmacy on her street. Opelia will work as an apothecary herself, and hopes that the project will be profitable because there is not any other drugstore in her community.

Opelia is a very enthusiastic young woman, with a great desire to get ahead. This loan will be a great support for the family, as Opelia will be able to generate an income and improve the living conditions for her family members.

Loan details

Lenders and lending teams

Loan details