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Benkadi   3 Group
In this Group: Bintou , Kadia , Fatoumata , Tallo , M’Pere, Kadia , Kadia, Nana , Bintou Bayoussou , Foune
The ten members of the Benkadi 3 group are married women who are, on average, 40 years old with four children each. They all live in traditional families in Bougoura, one of the villages of the Yangasso commune, in the Cercle of San (fourth administrative region of Mali).

They have joined the microfinance institution Soro Yiriwaso in order to successfully carry out their farming activities during the rainy season. This is their fifth loan with the institution, and their previous loans have been duly repaid.

M'Pere, a member of the group, grows groundnuts. In the photo, she is in the front row, first from the right.

M'Pere plans to use her loan to buy some farm inputs, seeds, small agricultural equipment, and to cover the cost of plowing to maintain 1.5 hectare (3.7 acres) of land.

After the harvest, she will sell her crop in her village and at the Kimparana market, to a customer base consisting of men and women.

She is expecting to make a profit of 125,000 CFA francs at the end of the growing season. This profit will allow her to repay her loan and to help her husband with the daily expenses.
View original language description ↓
Les 10 membres du groupe Benkadi 3 sont des femmes mariées ayant une moyenne d’âge de 40 ans, 4 enfants et vivant toutes dans des familles traditionnelles à BOUGOURA, un des villages de la commune de YANGASSO cercle de SAN, 4ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur 5 eme prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide avec M’PERE, 1 ère assise de la droite vers la gauche sur la photo.
Avec son prêt, elle compte acheter des intrants, des semences, des petits matériels agricoles et payer les frais de labour pour entretenir 1,5 hectare.
La production sera vendue au niveau du village et au marché de Kimparana, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice de 125 000FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 53
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 499.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi 3 Group's $1,775 loan helped a member to buy farm inputs, seeds, small agricultural equipment, and to cover the cost of plowing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2013
Jul 22, 2013
Currency Exchange Loss:
Mar 17, 2014