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Maa Gouri Group
In this Group: Nalani, Prema, Aladini, Kuni, Ratnamani
In the year 2011, five self-motivated women entrepreneurs of Bolangir town of Bolangir district in Odisha, India formed a group named Maa Gouri to access loans from Mahashakti Foundation to expand their existing business. Nalani, a most active lady, is one of them. She is standing on the extreme left with raised hand in the photograph. Nalani, aged 35 years, is a very energetic lady who lives with her husband; they have one son of 11 years of age who is continuing his studies in an English medium school.

Nalani has been running a varied business of tailoring, a computer and Xerox center, and an Art and Music School for the last six years with the active help of her husband. She is directly concerned with the tailoring center. She takes order from the customers for stitching of ladies garments only. Due to her timely delivery and quality stitching, her reputation is increasing day by day. Being an educated woman she also helps her husband in managing the art and music school and computer and Xerox center.

Nalani’s present dream is to give better education to her only son, so she is ceaselessly working for income generation. From the present loan she has planned to purchase raw materials like cloth, thread, and buttons, etc. for her tailoring center and accessories for the computer and Xerox center. She is confident that this investment must help her to increase her income. Nalani hopes to save enough money to establish the Art and Music school.

The other four members of the group are Prema, Aladini, Kuni and Ratnamani who are involved in vegetable vending, Badi/papad making and selling, a betel nut shop and electrical & egg centre respectively.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 91
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 59.7
    India Rupees (INR) = $1 USD