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Samina is 36 years old and a married lady. She is involved in a business of stitching clothes. She has been in this line of work for five years now, and is proud to be contributing to her household income. When Samina was not earning income, her family was going through a severe financial crisis that compelled her to use her stitching skills in a productive manner. Before, her husband was the only breadwinner of the family. Samina felt it necessary to change her family’s living standard, so she started working from home. She is a brave woman, and her hard work helped her establish a good clientele, but she was having difficulty in fulfilling large orders. That’s when she decided to borrow from Kashf Foundation.

Currently, she has requested a loan of Rs 45,000. She will use the loan to purchase a new stitching machine, with some spools of thread and lace in various colors.

In a short span of time, she has expanded her work. Now she is successfully running a stitching business. It’s her seventh year with Kashf Foundation, and she has shown excellent repayment behavior.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 100.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Samina to purchase a new stitching machine, with some spools of thread and lace in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 25, 2013
Currency Exchange Loss:
Jul 17, 2014