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Snezana is 29 years old and is married. She is a mother of two children, aged seven and nine, and lives in a minority community of Kosovo. Snezana works as medical sister in a hospital and her husband is teacher in a secondary school.

Snezana owns a small old house that is need of renovation and has not had any repairs or renovations in the last several years. Now she is in need of a loan to reconstruct the roof and to put a new façade on her house. The loan will help her to improve her living conditions. Without the loan she will never be able to do such renovations and repairs that will allow her family to live a normal and healthy life. She really appreciates this help!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Snezana to reconstruct the roof and to put a new façade on her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Jul 25, 2013
Currency Exchange Loss:
May 17, 2014